Partners Task Force for Gay & Lesbian Couples
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Insurance Providers in the U.S.
© January 11, 2009, Demian


Insurance offering vary widely, and are subject to change.. It is likely that there are even far more insurers than we list. If you have information regarding additions or changes, please use the sidebar to the left for the data we need.

None of the pages on this Web site may be reproduced by any form of reproduction without permission from Partners, with the exception of copies for personal, student, and non-commercial use. Please do not copy this article to any Web site.

Noteworthy
Car Insurance
Homeowner’s
Renter’s
Workplace Medical
Other Types of Insurance
Insurance Consultants

Noteworthy
New York State Insurance

In January 2009, the New York State Insurance Department issued a “Circular Letter” to all New York State-licensed insurance companies, directing them to recognize valid out-of-state marriages between same-sex spouses for insurance coverage purposes. This includes all provisions governing health and automobile insurance, as well as other insurance offered in the state, and includes group health insurance policies offered to private employers, requiring coverage of same-sex spouses employed in the private as well as government sectors. Some employer self-funded group health insurance plans that are regulated under federal ERISA may not be affected.

This directive comes after a string of legal victories in New York affirming that such marriages must be legally respected in the state, and the May 2008 memorandum from Governor Paterson’s office requiring all state agencies to comply with this requirement.

Anyone with a valid out-of-state marriage to spouses of the same sex can immediately seek insurance coverage through their employer or insurance provider. They should notify their employer or insurance provider of their marriage and ask to receive spousal coverage on equal terms offered to other married insureds.

Car Insurance
The following offer car insurance companies offer discounts to same-sex couples, or family coverage and premium rates, just as they do to married opposite-sex couples:

Aetna
Allstate
Commerce
Geico
Hartford, 888-466-9675 [offered in 35 states and D.C.; also offers homeowners insurance]
Metropolitan [may require joint car registration; may vary by state]
State Farm
Travelers’ USAA Auto and Renters insurance (at least in California; to be insured one must be a current or retired military officer or soldier or the child of one)

These New York companies all follow state law requiring insurance companies to provide the same rates and coverage to same-sex couples who have obtained an out-of-state legal marriage license as those currently provided to other married couples:

Allstate
Geico
State Farm

Homeowner Insurance
The following offer insurance companies offer discounts to same-sex couples, just as they do to married opposite-sex couples.

Allstate
Hartford
IDS/Amex
Nationwide

Renter’s Insurance


Geico

Workplace Medical Insurance
Medical insurance for domestic partners is usually only offered through a workplace. While the insurance is often discounted, it is taxed as if it is real income.

Also, domestic partners are usually required to testify that they sharing common residence and intend to do so indefinitely, and are jointly responsible for basic living expenses. These are not required of legally married couples.

As a rule, no insurance company offers discounted services unless a couple is legally married, which completely excludes same-sex couples. Theoretically, the only exception would be Vermont residents with a Civil Union, whoever, we have not heard if anyone has received such a medical plan discount outside of a job.

Ameritas, CIGNA, Great West Life, and NY Life/NYL Care have indicated that they are interested in underwriting domestic partner coverage in all states.

The following list of providers comes primarily from the San Francisco Human Rights Commission, as well as from news reports, and individual employees. Since services are unverified and constantly in flux, this list is not intended to be exhaustive and is subject to change.

  Insurance Provider Type of Insurance Group Size Contact local representative if no phone number
Alabama        
Alabama Ameritas Dental, Vision 3+  
Alabama Blue Cross Blue Shield of Alabama Medical   205-918-5400
Alabama CIGNA Medical 2+  
Alabama Great West Life Medical 20+  
Alabama Hartford Life and Accident Life    
Alabama New York Life and Health Medical 50+  
Alaska        
Alaska Ameritas Dental, Vision 3+  
Alaska CIGNA Medical 2+  
Alaska Great West Life Medical 20+  
Alaska New York Life and Health Medical 50+  
American Samoa        
American Samoa unknown      
Arizona        
Arizona Aetna Medical    
Arizona Ameritas Dental, Vision 3+  
Arizona Benefit Claims Payors Medical   800-266-6868
Arizona CIGNA Medical 2+  
Arizona Great West Life Medical 20+  
Arizona Hartford Life and Accident Life    
Arizona HealthPartners Health Plans Medical 200+ 602-664-2733
Arizona Humana Medical 50+  
Arizona Intergroup of Arizona Medical 50+ 602-553-4957
Arizona Nationwide PPO-CCN Medical    
Arizona New York Life and Health Medical 50+  
Arizona Pacific Heritage Administrators Medical 50+ 415-357-1800
Arizona Pacificare Medical, Dental, Vision, Life 50+ 800-342-3347
Arkansas        
Arkansas Ameritas Dental, Vision 3+  
Arkansas CIGNA Medical 2+  
Arkansas Great West Life Medical 20+  
Arkansas New York Life and Health Medical 50+  
California        
California Access Benefits (Chamber of Commerce) Medical any 415-986-7726
800-773-3222 outside Calif
California Aetna HMO Medical 51+ 415-645-8200
California Allmerica - Worcester, Mass. Medical, Dental, Life 50+ ? 800-354-4274
California American Specialty Health Plan Acupuncture, Chiropractic 2+ 800-848-3555
California Ameritas Dental, Vision 3+ 916-421-0111
800-692-5704
California Anthem Medical 51+ 800-540-6546
California Benefit Alliance Medical 51+ 415-391-2141
California Benefits Marketing Insurance Medical any 800-486-4410 x8704
California Blue Cross Medical, Dental 2+ 2-50: 800-999-2272
51+: 510-927-6123
California Blue Shield Medical 2+ 800-351-2465
California Business Men’s Assurance Co of America Dental    
California CaliforniaCare Medical    
California CAN Insurance Services Medical any 888-427-5222
California Canada Life Dental    
California Chinese Community Health Plan Medical   415-397-3190
California CIGNA Medical 2+  
California Connecticut General Life (CIGNA) Life 2+  
California CPIC Life Medical Eye Services   415-362-7771
California Delta Dental Medical 5+ 415-972-8300 x3720
California Dependent Care Connection Lifecare Referral/Resources   800-873-4636
California Edward L. Elkin, CLU Medical any 510-254-3864
California Fortis Dental   415-391-1650
California Foundation Vision 10+ 714-790-3400 x422
California Foundation Denticare Dental 10+ 714-790-3400 x422
California Foundation Health Medical, Dental, Vision 10+ 714-790-3400 x422
California Gerber Life Vision   415-362-7771
California Golden West Dental, Vision   800-987-2205
California Great West Life Medical 20+ 510-938-7788
California Guardian Dental   916-638-5454
California Guardian Life Insurance Comprehensive Health, Life 100+ ? 800-459-9401
California Hartford Life Insurance Life, Disability 10+ SF: 415-995-3594
LA: 213-617-7737
California Harvard Pilgrim Health Care Medical 5+ 781-251-1626
800-848-9995
California Health Plan of the Redwoods (N. Bay Counties) Medical   707-544-2273
800-246-2070
California Healthnet Medical, Vision 2+ 800-949-5670
California Highmark Blue Cross/Blue Shield Medical    
California Kaiser Permanente Medical any 1-50: 415-893-4070
51+: 415-512-6025
California Life Insurance Company of North America (LINA) Medical    
California Lifeguard Health Care Medical 2+ 800-540-8538
California Managed Health Network Employee Assistance   800-227-1060
California Massachusetts Mutual Life Dental    
California Maxicare Medical 2+  
California Midwest Legal Services Group Legal   800-247-4184
California Mutual of Omaha Medical   510-901-5050
California New York Life and Health Medical 2+ 510-983-2350
California Omni Healthcare Medical 5+ 415-972-3720
California Oxford Health Plans Medical 100+ 800-444-6222
California Pacificare Medical 2+ 415-357-1800
California PHP Health Services Medical Medical, Dental, Vision 2+ 800-388-3264
California Principal Medical   415-461-0931
California Professional Employers Group Medical 2+ 415-391-4234
California Prudential Insurance Co. Comprehensive Health, Life 51+ 415-981-4493
California SafeGuard Health Plans (SafeHealth Life) Medical    
California Secure Dental Dental   818-382-3005
California Security Life Medical    
California Sunkist Growers Benefit Plan Medical    
California Trans General Medical    
California Transwestern Insurance Administrators Medical   209-499-2000
800-221-8942
California United Concordia Medical    
California United HealthCare Medical 2+ 415-546-3666
California United Insurance Medical   818-226-6070
California United Way Health (for non-profits) Medical 2+ 800-404-4949 x233
California Vision Service Plan Medical 2+ 2-300: 800-852-7600
300+ : 800-327-0887
California VPI Pet Insurance   800-872-7387
California Zurich Personal Insurance Programs   800-208-1003
Colorado        
Colorado Ameritas Dental, Vision 3+  
Colorado CIGNA Medical 2+  
Colorado Great West Life Comprehensive Health, Life 20+ 800-756-0086
Colorado Hartford Life and Accident Life    
Colorado Kaiser Permanente Medical   818-405-1559
Colorado New York Life and Health Medical 50+  
Colorado Pacificare Medical, Dental, Vision, Life 50+ 800-342-3347
Colorado United HealthCare HMO Medical   800-705-1691
Connecticut        
Connecticut Aetna Medical    
Connecticut Ameritas Dental, Vision 3+  
Connecticut Anthem Blue Cross Blue Shield Medical 51+ 800-733-9595
Connecticut Blue Care Connecticut Medical    
Connecticut CIGNA Medical 2+  
Connecticut Connecticut General Life (CIGNA) Life 2+  
Connecticut Employers Vision Trust Vision    
Connecticut Great West Life Medical 20+  
Connecticut New York Life and Health Medical 50+  
Delaware        
Delaware Ameritas Dental, Vision 3+  
Delaware CIGNA Medical 2+  
Delaware Great West Life Medical 20+  
Delaware New York Life and Health Medical 50+  
District of Columbia        
District of Columbia Ameritas Dental, Vision 3+  
District of Columbia CIGNA Medical 2+  
District of Columbia Great West Life Medical 20+  
District of Columbia Guardian Life Insurance Comprehensive Health, Life 100+ ? 800-459-9401
District of Columbia Kaiser Permanente Medical, Dental, Vision 2+  
District of Columbia Massachusetts Mutual Life Medical    
District of Columbia New York Life and Health Medical 50+  
District of Columbia Prudential Insurance Co. Comprehensive Health, Life   818-610-6541
District of Columbia Union Labor Life Medical    
District of Columbia US Healthcare Medical    
Florida        
Florida Ameritas Dental, Vision 3+  
Florida Avmed Health Plan HMO Medical    
Florida Blue Cross Blue Shield of Florida Medical 20+ ?  
Florida CIGNA Medical 2+  
Florida Connecticut General Life (CIGNA) Life 2+  
Florida Great West Life Medical 20+  
Florida Humana Medical    
Florida New York Life and Health Medical 50+  
Florida Oxford Health Plans Medical 100+ 800-444-6222
Florida Physicians Corporation of America Medical   800-846-4722
Florida Prudential Insurance Co. Comprehensive Health, Life   818-610-6541
Georgia        
Georgia Ameritas Dental, Vision 3+  
Georgia Anthem Blue Cross Blue Shield Medical 51+ 800-733-9595
Georgia CIGNA Medical 2+  
Georgia Great West Life Medical 20+  
Georgia Guardian Life Insurance Comprehensive Health, Life 100+ ? 800-459-9401
Georgia New York Life and Health Medical 50+  
Georgia United HealthCare HMO Medical   800-411-1143
Guam        
Guam Pacificare Medical, Dental, Vision, Life 50+ 800-342-3347
Hawaii        
Hawaii Ameritas Dental, Vision 3+  
Hawaii CIGNA Medical 2+  
Hawaii Great West Life Medical 20+  
Hawaii HMSA Blue Cross/Blue Shield of Hawaii Medical, Dental, Vision 2+ 805-948-6297
Hawaii Kaiser Permanente Medical, Dental, Vision 2+ 209-955-5138
Hawaii New York Life and Health Medical 50+  
Idaho        
Idaho Ameritas Dental, Vision 3+  
Idaho CIGNA Medical 2+  
Idaho Great West Life Medical 20+  
Idaho Group Health Northwest (Northern Idaho) Medical, Vision 50+ 800-548-5450
Idaho New York Life and Health Medical 50+  
Idaho Pacific Heritage Administrators Medical 50+ 415-357-1800
Illinois        
Illinois Aetna Chicago Medical    
Illinois Ameritas Dental, Vision 3+  
Illinois Blue Cross Blue Shield of Illinois Medical, Dental, Vision, Life 100+ 312-653-6822
Illinois CIGNA Medical 2+  
Illinois First Commonwealth Medical 2+ 312-644-1800
Illinois Great West Life Medical 20+  
Illinois Hartford Life Insurance Medical   609-596-2544
215-569-3311
Illinois HMO Illinois Medical    
Illinois Metropolitan Life Insurance Co. Medical   800-708-5529 x7910
Illinois New York Life and Health Medical 50+  
Illinois United HealthCare HMO Medical   800-357-0974
Indiana        
Indiana Ameritas Dental, Vision 3+  
Indiana CIGNA Medical 2+  
Indiana Great West Life Medical 20+  
Indiana New York Life and Health Medical 50+  
Iowa        
Iowa Ameritas Dental, Vision 3+  
Iowa CIGNA Medical 2+  
Iowa Great West Life Medical 20+  
Iowa New York Life and Health Medical 50+  
Iowa Principal Medical   515-247-5111
Iowa Wellmark Blue Cross Blue Shield of Iowa Medical 50+ 515-245-4500
Kansas        
Kansas Ameritas Dental, Vision 3+  
Kansas CIGNA Medical 2+  
Kansas Great West Life Medical 20+  
Kansas Kaiser Permanente Medical, Dental, Vision 2+  
Kansas New York Life and Health Medical 50+  
Kentucky        
Kentucky Ameritas Dental, Vision 3+  
Kentucky CIGNA Medical 2+  
Kentucky Great West Life Medical 20+  
Kentucky New York Life and Health Medical 50+  
Louisiana        
Louisiana Ameritas Dental, Vision 3+  
Louisiana CIGNA Medical 2+  
Louisiana Great West Life Medical 20+  
Louisiana Healthnet Medical, Vision 2+ 800-949-5670
Louisiana New York Life and Health Medical 50+  
Maine        
Maine Ameritas Dental, Vision 3+  
Maine CIGNA Medical 2+  
Maine Great West Life Medical 20+  
Maine New York Life and Health Medical 50+  
Maryland        
Maryland Ameritas Dental, Vision 3+  
Maryland CIGNA Medical 2+  
Maryland FreeState HealthPlan Medical    
Maryland Great West Life Medical 20+  
Maryland Kaiser Permanente Medical, Dental, Vision 2+  
Maryland New York Life and Health Medical 50+  
Massachusetts        
Massachusetts Aetna Medical    
Massachusetts Allmerica - Worcester, Mass. Medical, Dental, Life 50+ ? 800-354-4274
Massachusetts Ameritas Dental, Vision 3+  
Massachusetts Blue Cross Blue Shield of Mass. Medical 26+ 508-791-0961
Massachusetts CIGNA Medical 2+  
Massachusetts Employers Vision Trust Vision    
Massachusetts Fallon Community Health Medical   508-799-2100
Massachusetts Great West Life Medical 20+  
Massachusetts Harvard Community Health Plan Medical 5+ 781-251-1626
800-848-9995
Massachusetts Harvard Pilgrim Health Care Medical 5+ 781-251-1626
800-848-9995
Massachusetts Health New England Medical 1+  
Massachusetts Massachusetts Mutual Life Medical    
Massachusetts New York Life and Health Medical 50+  
Massachusetts Paul Revere Insurance Group Medical   508-799-4441
Massachusetts Tufts Health Plan of MA Medical    
Michigan        
Michigan Ameritas Dental, Vision 3+  
Michigan CIGNA Medical 2+  
Michigan Great West Life Medical 20+  
Michigan M-Care HMO and PPO   800-658-8878
Michigan New York Life and Health Medical 50+  
Minnesota        
Minnesota Ameritas Dental, Vision 3+  
Minnesota Benefit Planners Inc of Minneapolis Medical 51+ 909-595-0051
Minnesota CIGNA Medical 2+  
Minnesota Fortis Medical   800-454-0231
Minnesota Great West Life Medical 20+  
Minnesota Health Partners HMO Medical    
Minnesota New York Life and Health Medical 50+  
Mississippi        
Mississippi Ameritas Dental, Vision 3+  
Mississippi CIGNA Medical 2+  
Mississippi Great West Life Medical 20+  
Mississippi Hartford Life and Accident Life    
Mississippi New York Life and Health Medical 50+  
Missouri        
Missouri Ameritas Dental, Vision 3+ 402-467-7700
Missouri CIGNA Medical, Dental, Vision, Life 50+ 314-878-2866
Missouri Continental Assurance Company Medical, Dental, Life 51+ 800-437-8854
Missouri Great West Life Comprehensive Health, Life 20+ 314-727-7470
Missouri Group Health Plan (GHP) Comprehensive Health, Life 2+ 314-453-1700
Missouri Guardian Life Insurance Comprehensive Health, Life 100+ ? 314-569-1170
Missouri HealthNet Inc. Medical, Dental, Vision 2+ 913-345-2240
Missouri Kaiser Permanente Medical, Dental, Vision 2+  
Missouri Metropolitan Life Insurance Co. Dental, Life 5+ 314-991-1133
Missouri New York Life and Health Medical, Dental, Vision 50+ 314-822-4185
Missouri Prudential Insurance Co. Comprehensive Health, Life 50+ 314-542-4500
Montana        
Montana Ameritas Dental, Vision 3+  
Montana CIGNA Medical 2+  
Montana Great West Life Medical 20+  
Montana New York Life and Health Medical 50+  
Nebraska        
Nebraska Ameritas Dental, Vision 3+ 402-467-7700
Nebraska CIGNA Medical 2+  
Nebraska Great West Life Medical 20+  
Nebraska Hartford Life and Accident Life    
Nebraska Mutual of Omaha Medical   402-342-7600
Nebraska New York Life and Health Medical 50+  
Nevada        
Nevada Ameritas Dental, Vision 3+  
Nevada CIGNA Medical 2+  
Nevada Great West Life Medical 20+  
Nevada Health Plan of Nevada Medical   702-871-0999
Nevada New York Life and Health Medical 50+  
Nevada Pacific Heritage Administrators Medical 50+ 415-357-1800
Nevada Pacificare Medical, Dental, Vision, Life 50+ 800-342-3347
New Hampshire        
New Hampshire Ameritas Dental, Vision 3+  
New Hampshire CIGNA Medical 2+  
New Hampshire Great West Life Medical 20+  
New Hampshire New York Life and Health Medical 50+  
New Jersey        
New Jersey Aetna Medical    
New Jersey Ameritas Dental, Vision 3+  
New Jersey CIGNA Medical 2+  
New Jersey Great West Life Medical 20+  
New Jersey Hartford Life Insurance Medical   609-596-2544
215-569-3311
New Jersey HMO Blue Medical    
New Jersey New York Life and Health Medical 50+  
New Jersey Oxford Health Plans Medical 100+ 908-632-9494
New Jersey Prudential Insurance Co. Comprehensive Health, Life 50+ 201-802-6000
New Jersey United HealthCare HMO Medical   800-705-1691
New Mexico        
New Mexico Ameritas Dental, Vision 3+  
New Mexico CIGNA Medical 2+  
New Mexico Great West Life Medical 20+  
New Mexico Hartford Life and Accident Life    
New Mexico New York Life and Health Medical 50+  
New York        
New York Aetna Medical    
New York Ameritas Dental, Vision 3+  
New York Blue Cross Blue Shield of Rochester Medical    
New York CIGNA Medical 2+  
New York Connecticut General Life (CIGNA) Life 2+  
New York Empire/Blue Choice Medical    
New York Great West Life Medical 20+  
New York Guardian Life Insurance Comprehensive Health, Life 100+ ? 800-459-9401
New York HCP HealthCarePlan Medical   716-847-1480
914-934-9113
New York HIP of Greater NY Medical    
New York Kaiser Permanente Medical, Dental, Vision 2+  
New York Massachusetts Mutual Life Medical    
New York Metropolitan Life Insurance Co. Dental, Life 5+ 800-708-5529 x7910
New York MVP Health Plans Medical, Dental, Vision 51+ 800-777-4793
New York New York Life and Health Medical, Dental, Vision 50+ 212-576-6426
New York Oxford Health Plans Medical 100+ 914-467-1000
New York Partners Health Plans Medical   518-745-0903
800-447-8610
New York PHP Health Services Medical Medical, Dental, Vision 2+ 800-388-3264
New York Teachers Insurance and Annuity Association Life, Annuity, Long-term care    
New York U.S. Healthcare Medical    
New York United States Life Insurance Medical    
North Carolina        
North Carolina Ameritas Dental, Vision 3+  
North Carolina CIGNA Medical 2+  
North Carolina Great West Life Medical 20+  
North Carolina Kaiser Permanente Medical, Dental, Vision 2+  
North Carolina New York Life and Health Medical 50+  
North Carolina Prudential Insurance Co. Comprehensive Health, Life   704-367-3009
Northern Marianna Islands        
Northern Marianna Islands unknown      
North Dakota        
North Dakota Ameritas Dental, Vision 3+  
North Dakota CIGNA Medical 2+  
North Dakota Great West Life Medical 20+  
North Dakota New York Life and Health Medical 50+  
Ohio        
Ohio Aetna Medical    
Ohio Ameritas Dental, Vision 3+  
Ohio CIGNA Medical 2+  
Ohio Great West Life Medical 20+  
Ohio New York Life and Health Medical 50+  
Ohio Pacificare Medical, Dental, Vision, Life 50+ 800-342-3347
Ohio United Healthcare of Ohio Medical    
Oklahoma        
Oklahoma Ameritas Dental, Vision 3+  
Oklahoma CIGNA Medical 2+  
Oklahoma Great West Life Medical 20+ 425-451-0102
800-758-5575
Oklahoma Healthnet Medical, Vision 2+ 800-949-5670
Oklahoma New York Life and Health Medical 50+  
Oklahoma Pacificare Medical, Dental, Vision, Life 50+ 800-342-3347
Oregon        
Oregon Ameritas Dental, Vision 3+  
Oregon CIGNA Medical 2+  
Oregon Great West Life Medical 20+  
Oregon Group Health Northwest Medical, Vision 50+ 800-458-5450
509-783-3484
Oregon Hartford Life Insurance Life, Disability 10+ 206-292-0050
Oregon Kaiser Permanente Medical, Dental, Vision 2+ 209-955-5138
Oregon New York Life and Health Medical 50+  
Oregon Pacific Heritage Administrators Medical 50+ 415-357-1800
Oregon Pacificare Medical, Dental, Vision, Life 50+ 800-342-3347
Pennsylvania        
Pennsylvania Aetna Philadelphia/Pittsburgh Medical    
Pennsylvania AIG Life Insurance Medical   215-255-6293
Pennsylvania Ameritas Dental, Vision 3+  
Pennsylvania Capital Blue Cross Blue Shield Medical   717-541-7000
Pennsylvania CIGNA Medical 2+  
Pennsylvania Connecticut General Life (CIGNA) Life 2+  
Pennsylvania Great West Life Medical 20+  
Pennsylvania Hartford Life Insurance Medical   717-569-4811
800-685-6502
Pennsylvania HealthAmerica Medical 2+ 717-671-2445
800-788-8445
Pennsylvania Highmark Blue Cross/Blue Shield Medical, Dental, Vision   412-255-7000
Pennsylvania Independence Blue Cross and Pennsylvania Blue Shield Medical    
Pennsylvania Inter-County Health Plan (ICHP) Medical    
Pennsylvania Keystone Health Plan Medical 2+ 717-763-3458
Pennsylvania New York Life and Health Medical 50+  
Pennsylvania PA Blue Shield Medical    
Pennsylvania Prudential Insurance Co. Comprehensive Health, Life   818-610-6541
Pennsylvania UNUM Life Life, Disability   810-491-6957
Pennsylvania US Healthcare Medical    
Puerto Rico        
Puerto Rico unknown      
Rhode Island        
Rhode Island Ameritas Dental, Vision 3+  
Rhode Island CIGNA Medical 2+  
Rhode Island Great West Life Medical 20+  
Rhode Island New York Life and Health Medical 50+  
South Carolina        
South Carolina Ameritas Dental, Vision 3+  
South Carolina CIGNA Medical 2+  
South Carolina Great West Life Medical 20+  
South Carolina New York Life and Health Medical 50+  
South Dakota        
South Dakota Ameritas Dental, Vision 3+  
South Dakota CIGNA Medical 2+  
South Dakota Great West Life Medical 20+  
South Dakota New York Life and Health Medical 50+  
Tennessee        
Tennessee Ameritas Dental, Vision 3+  
Tennessee CIGNA Medical 2+  
Tennessee Great West Life Medical 20+  
Tennessee New York Life and Health Medical 50+  
Texas        
Texas Aetna Medical 50+  
Texas Ameritas Dental, Vision 3+  
Texas CIGNA HMO only 2+  
Texas Great West Life Medical 20+  
Texas Guardian Life Insurance Comprehensive Health, Life 100+ ? 800-459-9401
Texas Kaiser Permanente Medical, Dental, Vision 2+ 209-955-5138
Texas Mutual of Omaha Medical 250+  
Texas New York Life and Health Medical 50+  
Texas Pacificare Medical, Dental, Vision, Life 50+ 800-342-3347
Texas Physicians Corporation of America Medical   800-846-4722
Texas PM Group Life Medical   713-787-9994
Texas Prudential Insurance Co. Comprehensive Health, Life   818-610-6541
Texas States West Life Voluntary Life   425-670-4575
Texas United HealthCare HMO Medical 100+ 800-705-1691
800-411-1145
Utah        
Utah Ameritas Dental, Vision 3+  
Utah CIGNA Medical 2+  
Utah Great West Life Medical 20+  
Utah New York Life and Health Medical 50+  
Utah Pacific Heritage Administrators Medical 50+ 415-357-1800
Utah Pacificare Medical, Dental, Vision, Life 50+ 800-342-3347
Utah PM Group Life Medical    
Vermont        
Vermont Ameritas Dental, Vision 3+  
Vermont CHP of Vermont Medical    
Vermont CIGNA Medical 2+  
Vermont Great West Life Medical 20+  
Vermont Kaiser Permanente Medical, Dental, Vision 2+  
Vermont New York Life and Health Medical 50+  
Virgin Islands        
Virgin Islands unknown      
Virginia        
Virginia Ameritas Dental, Vision 3+  
Virginia CIGNA Medical 2+  
Virginia Great West Life Medical 20+  
Virginia Kaiser Permanente Medical, Dental, Vision 2+  
Virginia New York Life and Health Medical 50+  
Washington        
Washington Ameritas Dental, Vision 3+  
Washington CIGNA Medical 2+  
Washington Great West Life Medical, Dental 20+ 425-451-0102
800-758-5575
Washington Group Health Northwest Medical, Vision 50+ 800-458-5450
509-783-3484
Washington Guardian Life Insurance Comprehensive Health, Life 100+ ? 800-459-9401
Washington Hartford Life Insurance Life, Disability 10+ 206-292-7876
Washington Kaiser Permanente Medical, Dental, Vision 2+  
Washington New York Life and Health Medical 50+  
Washington Pacific Heritage Administrators Medical 50+ 415-357-1800
Washington Pacificare Medical, Dental, Vision, Life 50+ 800-342-3347
Washington Regence BlueShield Medical 2+ was 100+
small bus. added Jan. 1, 2003
West Virginia        
West Virginia Ameritas Dental, Vision 3+  
West Virginia CIGNA Medical 2+  
West Virginia Great West Life Medical 20+  
West Virginia New York Life and Health Medical 50+  
Wisconsin        
Wisconsin Ameritas Dental, Vision 3+  
Wisconsin CIGNA Medical 2+  
Wisconsin Great West Life Medical 20+  
Wisconsin Guardian Life Insurance Comprehensive Health, Life 100+ ? 800-459-9401
Wisconsin Midwest Security Administrators Medical   414-490-2500
Wisconsin New York Life and Health Medical 50+  
Wisconsin Pacific Heritage Administrators Medical 50+ 415-357-1800
Wisconsin Plan Management Administrators Medical   800-237-3814
Wyoming        
Wyoming Ameritas Dental, Vision 3+  
Wyoming CIGNA Medical 2+  
Wyoming Great West Life Medical 20+  
Wyoming New York Life and Health Medical 50+  
U.S. Military        
U.S. Military The only U.S. employer that demands removal of homosexuals. No possibility of partner recognition in any form.      

Other Types of Insurance

Long-Term Care Insurance


The following insurance company offers discounts to same-sex couples, just as they do to married opposite-sex couples.

General Electric Financial offers a 25 percent discount for same-sex couples. This plan applies only to individuals, not group or corporate policies. Applicants sign a “Requirements to Access Special (Spousal) Benefits” form, which holds that the couple are: “Two people who live together and are in a committed relationship as partners, or family members, who share basic living expenses and who: 1) are not married to each other, or to anyone else, and 2) do not belong to different generations of the same family (e.g. father/daughter, aunt/nephew, grandmother/granddaughter).”

Insurance Consultants
Insurance consultants experienced in domestic partner benefits include:

Alexander & Alexander Consulting Group, San Francisco, California
Arthur Anderson & Co., Los Angeles, California
Common Ground, Conifer, Colorado; 303-941-2991
Sedgwick Consulting Group, San Francisco, California
The Segal Company, Boston, Massachusetts
William Mercer, Los Angeles, California


Additions and corrections are welcome. Please tell us:
• Company Name
• Employer’s Home City
• Type of Plan
• Number of Employees covered
• Verifying Web or News Article







Governments that offer Full Legal Marriage
Nations

    Netherlands (2001)
    Belgium (2003)
    Canada (2005)
    Spain (2005)
    South Africa (2005)
    Norway (2009)
    Sweden (2009)
    Iceland (2010)
    Argentina (2010)
    Portugal (2010)
    Denmark (2012)
    France (2013)
    New Zealand (2013)
    Brazil (2013)
    Uruguay (2013)
    New Zealand (2013)
    United Kingdom
      (England, Wales, Scotland) (2013)
    Luxembourg (2014)
    Finland (2014)
    Ireland (2015)
    United States (2015)
    Colombia (2016)
    Germany (2017)
    Taiwan (2017)
    Malta (2017)
    Australia (2017)
US States & Territories

    Massachusetts (2004)
    California (2008)
    Connecticut (2008)
    Iowa (2009)
    Vermont (2009)
    New Hampshire (2009)
    District of Columbia (2009)
    New York (2011)
    Maine (2012)
    Washington (2012)
    Maryland (2013)
    Rhode Island (2013)
    Delaware (2013)
    Minnesota (2013)
    Illinois (2013)
    Utah (2013)
    New Jersey (2013)
    Hawaii (2013)
    New Mexico (2013)
    Michigan (2014) - stayed pending legal challenge
    Oregon (2014)
    Wisconsin (2014)
    

    Arkansas (2014) - stayed pending legal challenge
    Pennsylvania (2014)
    Indiana (2014)
    Nevada (2014)
    Virginia (2014)
    Oklahoma (2014)
    Idaho (2014)
    West Virginia (2014)
    Alaska (2014)
    Arizona (2014)
    Wyoming (2014)
    Kansas (2014) - stayed pending legal challenge
    Florida (2014)
    Colorado (2014)
    North Carolina (2014)
    South Carolina (2014)
    Montana (2014)
    Alabama (2015)
    U.S. Supreme Court (June 26, 2015):
      Ruling: All U.S. States must now
      allow same-sex couples the
      freedom of legal marriage.
Native American Tribes

    Coquille Tribe, Oregon (2009)
    Mashantucket Pequot, Connecticut (2011)
    Suquamish Tribe, Washington (2011)
    Confederated Tribes of the Colville Reservation, Washington (2013)
    Leech Lake Band of Ojibwe, Minnesota (2013)
    Little Traverse Bay Bands of Odawa Indians, Michigan (2013)
    Pokagon Band of Potawatomi Indians, Michigan (2013)
    Santa Ysabel Tribe, California (2013)
    Confederated Tribes of the Colville Nation, Washington (2013)
    Cheyenne, Oklahoma (2013)
    Arapaho, Oklahoma (2013)
    Leech Lake Tribal Court, Minnesota (2013)
    Puyallup Tribe, Washington (2914)
    Wind River Indian Reservation, Wyoming (2014)
    Keweenaw Bay Indian Community, Michigan, (2014)
    Colville Confederated Tribes, Washington (2014)
    Central Council of Tlingit, Alaska (2015)
    Haida Indian Tribes, Alaska (2015)

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